Defined Contribution

DC Investment Solutions

Whether index or active, target date or single strategy, our investment options are managed with a commitment to precision and the objectives to:

Retain exposure to growth
Manage downside risk
Further diversification
Curate a meaningful core menu

DC Investment Options

Leveraging a full range of institutional capabilities to enhance retirement outcomes.

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Target Date Funds

Unlocking the Value of Diversification

Our index-based target date funds apply a finer lens to asset class and index selection, utilizing twice as many asset classes as other leading index-based managers. In doing so, our differentiated glidepath management approach strives to mitigate the risks investors face along their savings journey.

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Since inception, outperformed 91%

Of peers, on average ⁱ

Lower volatility than 73%

Of peers, on average ⁱ

A glidepath composed of 11

Underlining strategies

Featured TDF Insights

Everything Has a Purpose

Illustrating how true diversification manages risks and benefits at each stage of savers’ lives.

Annual Glidepath Review

Retirement Income

Making Life Savings Last a Lifetime

People are living longer, a trend that translates into longer retirements and requires spending strategies to make money last. Retirement income offers a solution to the uneven spending that is driven by the great unknowns: health care, debt, lifespans.

*Assumed age at retirement; The information contained above is for illustrative purposes only. Participants who redeemprior to the annuity purchase will not be eligible for annuity income benefits. QLAC purchase is subject to market availability.

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Index Investing

Choosing the Right Manager Matters

Our index investing approach balances human insights with technology, a style that is particularly meaningful in the DC space, where individual and institutional interests coincide. At State Street, we provide access to investing scale, sophisticated investment vehicle selection and securities lending options.

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Featured Indexing Insights

A Closer Look at Small/Mid Cap Indices

Historically, the Russell Small Cap Completeness and Russell 2500 benchmarks have delivered comparable results. However, in 2020 the gap in performance widened, highlighting how subtle differences in index construction can lead to significant divergence.

Active Solutions

Applying Precision for Pre-Retirees

Active management can play an important role in providing participants, particularly those closest to retirement, with meaningful levels of replacement income. However, the pre-retiree population doesn’t have as much time to absorb market volatility as their younger counterparts, meaning active strategies for this segment are most effective when returns are gained strategically, not in feverish pursuit of alpha.

Reinventing the DC Core Investment Menu

Those closest to retirement are most heavily invested in the core. But are their investments and menu options the right ones?

Institutional Cash Management

In addition to the asset categories highlighted above, we offer institutional cash management services with a specific application for DC plans, offering a low-risk, “stable value” option for plan lineups. Learn more about our cash solutions, visit https://www.ssga.com/us/en/institutional/cash

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View More Information About Our Firm: FINRA's BrokerCheck

Before investing, consider the funds' investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus which contains this and other information, call 1-800-997-7327, download a prospectus or summary prospectus now, or talk to your financial advisor. Read it carefully before investing.

Distributor: State Street Global Advisors Funds Distributors, LLC, member FINRA, SIPC, an indirect wholly owned subsidiary of State Street Corporation. References to State Street may include State Street Corporation and its affiliates. Certain State Street affiliates provide services and receive fees from the State Street Global Advisor Funds.

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Not FDIC Insured * No Bank Guarantee * May Lose Value