Whether index or active, target date or single strategy, our investment options are managed with a commitment to precision and the objectives to:
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Underlining strategies
Making Life Savings Last a Lifetime
People are living longer, a trend that translates into longer retirements and requires spending strategies to make money last. Retirement income offers a solution to the uneven spending that is driven by the great unknowns: health care, debt, lifespans.
*Assumed age at retirement; The information contained above is for illustrative purposes only. Participants who redeemprior to the annuity purchase will not be eligible for annuity income benefits. QLAC purchase is subject to market availability.
Applying Precision for Pre-Retirees
Active management can play an important role in providing participants, particularly those closest to retirement, with meaningful levels of replacement income. However, the pre-retiree population doesn’t have as much time to absorb market volatility as their younger counterparts, meaning active strategies for this segment are most effective when returns are gained strategically, not in feverish pursuit of alpha.
Reinventing the DC Core Investment Menu
In addition to the asset categories highlighted above, we offer institutional cash management services with a specific application for DC plans, offering a low-risk, “stable value” option for plan lineups. Learn more about our cash solutions, visit https://www.ssga.com/us/en/institutional/cash