Making Life Savings Last a Lifetime
Choosing the Right Manager Matters
Applying Precision for Pre-Retirees
Reinventing the DC Core Investment Menu
In addition to the asset categories highlighted above, we offer institutional cash management services with a specific application for DC plans, offering a low-risk, “stable value” option for plan lineups. To learn more about our cash solutions, visit https://www.ssga.com/cash/us.html.
1. An annuity contract’s financial guarantees are solely the responsibility of and are subject to the claims-paying ability of the issuing insurance company.
2. Average US life expectancy at age 80 is 9.48 years (UN population projections). The annuity described in this paper incorporates a return of premium and cash refund benefit. This means that if the participant (and spouse in the case of a J&S annuitant) dies before they have recouped their initial premium, the difference between the initial premium and the payments received will be returned to the estate.
3. Annuities are issued by third-party insurance companies, which are not affiliated with any State Street Bank and Trust Company entity, including SSGA.