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Defined Contribution
Retirement Solutions for People, Plans and Policy
An Open Road Ahead for Retirement Income
Passage of the SECURE Act marks a new era for retirement income, easing plan sponsor liabilities and opening participant access to meaningful decumulation solutions. At State Street, we are committed to the road ahead – and to mapping a route that balances retirees’ financial flexibility and security.
Target Date Funds
Unlocking the value of diversification by leveraging more precisely selected asset classes.
DC Investment Options
Leveraging a full range of institutional capabilities to enhance retirement outcomes.
CIO Magazine’s 2019 DC Industry Innovation Award Winner
Our Philosophy
Anchored in ongoing research and driven by more than 30 years of defined contribution (DC) investment, public policy, and behavioral insights, State Street takes an integrated approach to addressing the challenges surrounding retirement readiness. We serve relationships that span the retirement industry, including leading defined contribution plan sponsors, consultants, advisors and recordkeepers.
Created for the individual, harnessing the expertise of many and informed by global insight, State Street’s retirement solutions are bringing new ideas to a new retirement era.
DC Plan Assets 1
Participants 2
Managing DC Plan Assets 4
Proudly serving more than half of these top-tier corporations 3
Latest Thinking
Annual Glidepath Review
Every year, we apply a consistent framework to review our target date strategy and assess its efficacy against the four critical savings risks: accumulation, volatility, inflation and longevity. Given the low interest rate environment’s impact on accumulation – now and in the future – we’re moving to optimize our fixed income exposure.
Retirement Policy Priorities and Predictions
From fiduciary frameworks to taxes to access and coverage, our retirement policy strategist highlights the Biden administration’s priorities and predicts the likelihood of enactment in this Congressional climate.
How 2020 Has Reinforced the Importance of Participant Engagement
Rethinking communication tactics. Reinforcing financial wellness. Remaining steady on investment strategy. Plan sponsors have gained important participant engagement insights during the coronavirus crisis and practiced the art of pivoting.
DC Leadership
Independent Fiduciary Services
In addition to delivering plan design, investment management, participant education and policy advocacy, our team offers Independent Fiduciary Services for employee benefit plans, including services for employer stock funds in both DC and defined benefit plans and pension risk transfer transactions.