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Defined Contribution
Retirement Solutions for People, Plans and Policy
An Open Road Ahead for Retirement Income
Passage of the SECURE Act marks a new era for retirement income, easing plan sponsor liabilities and opening participant access to meaningful decumulation solutions. At State Street, we are committed to the road ahead – and to mapping a route that balances retirees’ financial flexibility and security.
Participant Spring 2021
Reflecting on a harrowing year and its impacts on work, retirement and employer esteem.
Target Date Funds
Unlocking the value of diversification by leveraging more precisely selected asset classes.
DC Investment Options
Leveraging a full range of institutional capabilities to enhance retirement outcomes.
Our Philosophy
Anchored in ongoing research and driven by more than 30 years of defined contribution (DC) investment, public policy, and behavioral insights, State Street takes an integrated approach to addressing the challenges surrounding retirement readiness. We serve relationships that span the retirement industry, including leading defined contribution plan sponsors, consultants, advisors and recordkeepers.
Created for the individual, harnessing the expertise of many and informed by global insight, State Street’s retirement solutions are bringing new ideas to a new retirement era.
DC Plan Assets 1
Participants 2
Managing DC Plan Assets 4
Proudly serving more than half of these top-tier corporations 3
Latest Thinking
A New Leadership Era: Institutional Meets Individual
Our 2020 Global Retirement Reality Report research found that despite the relative financial security of our sample, everyone was strained by a year of upheaval. Employers who rose to the occasion bypassed the public’s heightened mistrust of government and media and are signaling the dawn of a new leadership era.
How Public Policy Could Uplift the Underserved
Current conditions may be cloudy for workers without access to a workplace-sponsored retirement savings plans. But the forecast for a brighter future will be made possible by the innovation and inclusion of policy makers and industry leaders like State Street who are advocating for effective change.
Reinventing the Core with Pre-Retirees in Mind
Plan sponsors and the advisors who serve them should consider the unique needs of those closest to retirement – namely longevity risk. The core investment menu, where most older savers are invested, is a critical place to start addressing retiree-relevant risks.
DC Leadership
Independent Fiduciary Services
In addition to delivering plan design, investment management, participant education and policy advocacy, our team offers Independent Fiduciary Services for employee benefit plans, including services for employer stock funds in both DC and defined benefit plans and pension risk transfer transactions.