Mid/Late Career

‘Through’ Glidepath

Building a ‘Through’ Glidepath in Response to Participant Behaviors

Most participants are not drawing down on their savings until reaching the minimum required distribution age. In response, State Street tapers risk until actual drawdown activity begins, enabling market gains up until the glidepath reaches its most conservative point.

  •   State Street Global Advisors Glidepath (Left Hand Side)
  •   % of Participants Redeeming from Retirement Accounts (i.e. 401k, IRA)