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Defined Contribution

Target Date Funds

Unlocking the value of diversification by leveraging more precisely selected asset classes.

A Needs-Based Approach to Asset Allocation

Since inception, the average State Street target date fund has outperformed 88% of our peers1, while also experiencing lower volatility than 69% of the same peer group, due in large part to our broadly diversified set of underlying asset classes.2

  Asset Classes State Street Global Advisors
Fixed Income US High Yield Bloomberg Barclays US HY Very Liquid Bond Index
US Government Barclays US Long Government Bond Index
Barclays US Intermediate Government Bond Index
Core Aggregate  Bloomberg Barclays US Agg Bond Index
Cash or ST Government/Credit Bloomberg Barclays US 1–3 Gov’t/Credit Bond Index
Inflation Protection REITs FTSE EPRA/NAREIT Developed Liquid Index
Commodities Bloomberg Roll Select Commodity Index℠
TIPS Bloomberg Barclays 1–10 Yr Gov’t Inflation-Linked Bond Index
Equities US Large Cap S&P 500® Index
US Mid Cap Russell Small Cap Completeness® Index
US Small Cap
International Developed MSCI® ACWI® ex-US IMI Index℠
Emerging Markets
International Small Cap

The information contained above is for illustrative purposes only. Diversification does not ensure a profit or guarantee against loss. Please refer to the disclosure page for additional risk disclosures.

Beyond deep diversification, we express our commitment to delivering better retirement outcomes by offering:

  • Low-cost, all index lineups
  • Thoughtfully constructed, “through” glidepath
  • Securities lending capabilities, intended to enhance returns
  • An array of investment vehicles, including collective investment trusts (CITs), custom separate accounts and mutual funds

More Insights

Contact us to learn more about our target date fund approach, including developing customized glidepaths