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Defined Contribution
Research & Insights
Publications
The Participant
Painting a Portrait of Retirement's Future.
Global Retirement Reality Report
Retirement confidence in the era of the COVID-19 is complex: savers remain optimistic about the future, despite the immediate “squeeze.”
View by Topic
DC Investment Options
A Complete List of DC Investment Options
We leverage a full range of institutional capabilities, including securities lending options, to enhance retirement outcomes.
Target Date Funds
Everything Has a Purpose
Illustrates how true diversification manages risks and benefits at each stage of savers’ lives.
Seeing Index-Based Target Date Funds Differently
While target date funds have become the standard, ours are anything but.
Annual Glidepath Review
In 2020, our target date vintages will evolve to reflect the demographic shifts in the workplace.
The World is Flat & Other Dangerous TDF Investing Myths
While target date funds have become the standard, ours are anything but.
Retirement Income
Addressing Longevity Risk
We posit a solution to longevity issues, sponsored and co-authored by the Regents of the University of California.
Index Investing
What to Ask Your Index Manager
Look beyond fees when evaluating index investing managers; consider size and scale, vehicle selection and securities lending.
CITs Can Reduce the Tax Burden When Investing Internationally
Learn how true collective investment trusts can reduce a plan’s tax burden, specifically around international investments.
Collective Investment Trusts: Lower Costs and Greater Flexibility
Flexible pricing, tax advantages, fee efficiencies. CITs can offer meaningful advantages over mutual funds.
Securities Lending in US DC Funds: Executive Summary
Gain an easy-to-use framework to guide comparison across the range of securities lending programs in the market today.
Active Solutions
Reinventing the DC Core Investment Menu
Those closest to retirement are most heavily invested in the core. But are their investment options the right ones?
Financial Wellness
Furthering Financial Literacy & Wellness Through Policy
Employees’ lagging financial literacy and wellness weigh heavily on employers. Here, we review active legislation that we believe will help support financial literacy and foster employees’ sense of wellness.
Saving Sufficiency
Translating Savings into Income
Adding retirement income projections to savings statements could be the nudge participants need.
Fiduciary Oversight
Oversight in the Post-Fiduciary Rule Age
The Department of Labor’s fiduciary rule was invalidated, but other regulators are pushing forward with their own regimen.
Access & Coverage
Executive Order on Retirement Security
President Trump’s 2018 Executive Order is intended to further retirement security, including clearing a path for MEPs.
How MEPs Will Change Retirement
Today, many don’t have access to employer-sponsored retirement savings plans. Are MEPs the answer?
State-Based Retirement Savings Plans Gain Traction
States are picking up where federal action has idled by rolling out state-level retirement savings programs.
Plan Utilization
Are DIY Investors out of Their Depth?
We share practical tips with plan sponsors seeking to best support pre-retirees invested in the core menu.
The 3B’s Framework
Gain insight on how to inspire participants’ behavioral change within a benefits program (scroll down).
Understanding Target Date Funds: Video Series
Investment decisions, particularly around retirement, can seem complex. Target date funds make it easy (scroll down).
Understanding Real Assets: Video Series
Your retirement plan may not be fully diversified. Consider the impacts of inflation and the opportunity of real assets (scroll down).
Retirement Income
Understanding Retirement Income: Video Series
Learn about our retirement income solution, IncomeWise, which includes an option for a guaranteed lifetime income (scroll down). adfasfsa
Grow
Best Practices of Elite DC Advisors
Gain tips and tricks from elite DC advisors for growing and evolving your business.
A Primer to Refreshing Your Social Media Presence
A strong social media presence can be an advantage to your DC practice, but it is critical to understand how to focus your efforts.
Manage
Protect Employees’ Benefit Plan Data from Cyberattacks
Engage your clients in cybersecurity conversations, with a focus on cyber threads to retirement plan data and protocols for protection. sdfsa
Securities Lending in US DC Funds: Executive Summary
Gain an easy-to-use framework to guide comparison across the range of securities lending programs in the market today.