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From the very first day a member starts contributing to their pension, right through to the day they retire, the asset allocation in Timewise Target Retirement Funds is expertly managed.
The aim of our glide path approach is to ensure that people are invested in the right asset classes at the right time – throughout all the phases of their working lives.
Seeking Better Member Outcomes
For many trustees and scheme sponsors Timewise Target Retirement Funds will be a compelling choice for a default investment option. With an intelligently devised and cost-effective combination of assets, the funds offer a powerful and flexible investment solution for people in workplace pension schemes.
- Glide path helps to manage risk
Our glide path and built-in risk management tools are designed to help address the common risks members face when investing for retirement: shortfall, inflation, market volatility and conversion risks.
- Broad asset class exposure improves diversification
As a result of increased diversification, members' investments can benefit from reduced volatility with the potential to optimise risk-adjusted returns over time.
- Continual asset class evolution
By combining our proprietary macroeconomic forecasts with decades of institutional portfolio management experience, we design efficient long-term asset allocations.
- More value for workplace savers
A foundation of institutional-quality indexed assets is designed to provide optimum value for people in workplace pension schemes, so they can keep more of what their investment portfolios earn over time.
Note: Timewise Target Retirement Funds are available to UK investors only
Guide to Transaction Costs
This brochure aims to help DC schemes understand the components of transaction costs and explains SSGA’s approach to managing them.