Investing involves risk including the risk of loss of principal.
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Equity securities may fluctuate in value and can decline significantly in response to the activities of individual companies and general market and economic conditions.
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Frequent trading of ETFs could significantly increase commissions and other costs such that they may offset any savings from low fees or costs.
Diversification does not ensure a profit or guarantee against loss.
While the shares of ETFs are tradable on secondary markets, they may not readily trade in all market conditions and may trade at significant discounts in periods of market stress.
