With plans for the introduction of auto-enrolment in Ireland, it is crucial that DC schemes have well-designed default investment strategies that give members confidence.
We believe defaults should have the following features to help guide members to better retirement outcomes:
Dynamic - With in-built risk management to protect members from adverse market shocks
Adaptable - Evolving to reflect changes in markets, regulations and member needs
Intuitive - Simple to understand, so members feel confident and not overwhelmed