When entering the site and if cookies are prevented from being saved, a message must be displayed
in a popup message box informing the user that their local browser settings are preventing
cookies from being saved and that cookies are required for the site to work. Exact text
to be provided for UAT. On OK click of the message, the user should be redirected to
the global landing page (currently ssga.com).
With this edition of The Participant, we are a debuting a new stylistic approach to the magazine, signaling how we see differently. By featuring a young saver on our cover, we’re reinforcing our mission of empowering Americans to retire with dignity. To achieve this objective, our point of view has to extend decades into the future. Focusing on today’s market, or even applying a 10-year lens, is simply too short sighted: We have to be futurists.
That is why at State Street, we are endeavoring to reinvent retirement by following the lead of the individual and challenging the processes long held by institutions. When it comes to the participant, we are mindful of evolving lifestyles, life spans and approaches to work — changes that are often seamlessly supported by technology.
To that end, we’ve researched and written articles on topics that we believe will be helpful in extending employers’ perspectives.
Within this edition, we explore technology’s role in retirement, with input from PensionBee, the UK digital application that allows users to centralize retirement savings and manage them within an online experience. In other departments, we examine individual investors’ biases and gain insights from other financial experiences, specifically, taxes. Aligned with our long-standing legislative activism on issues addressing access and coverage, we look at how policy has catalyzed retirement advances and what we can expect for the future. We also posit what the clearest gauges may be for large-scale ESG adoption, and what indicators sponsors should watch.
We hope the ideas presented paint a portrait of a fresh retirement future, reinvented from multiple angles, reimagined for multiple stakeholders.
If you have any questions or would like to discuss the ideas in this issue, contact me at David_Ireland@ssga.com.
The views expressed in this material are the views of SSGA Defined Contribution as at 24 June 2019, and are subject to change based on market and other conditions.
This document contains certain statements that may be deemed forward looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those projected.
The information provided does not constitute tax or investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor’s particular investment objectives, strategies, tax status or investment horizon. Investing involves risk, including the risk of loss of principal. The whole or any part of this work may not be reproduced, copied or transmitted or any of its contents disclosed to third parties without SSGA’s express written consent.
This information is for informational purposes only, not to be construed as investment advice or a recommendation or offer to buy or sell any security. Investors should always obtain and read an up-to-date investment services description or prospectus before deciding whether to appoint an investment manager or to invest in a fund. Any views expressed herein are those of the author(s), are based on available information, and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. There are no guarantees regarding the achievement of investment objectives, target returns, portfolio construction, allocations or measurements such as alpha, tracking error, stock weightings and other information ratios. The views and strategies described may not be suitable for all investors. SSGA does not provide tax or legal advice. Prospective investors should consult with a tax or legal advisor before making any investment decision. Investing entails risks and there can be no assurance that SSGA will achieve profits or avoid incurring losses.
Performance quoted represents past performance, which is no guarantee of future results. Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold. Current performance may be higher or lower than that quoted.
Images of NYSE Group, Inc. are used with permission of NYSE Group, Inc. Neither NYSE Group, Inc. nor its affiliated companies sponsor, approve of or endorse the contents of this program. Neither NYSE Group, Inc. nor its affiliated companies recommend or make any representation as to possible benefits from any securities or investments.