Legal and Privacy Information

 

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. BY ACCESSING SSGA.COM/DEFINEDCONTRIBUTION AND ANY PAGES THEREOF (the "Site"), YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AS WELL AS ANY FUTURE REVISIONS STATE STREET GLOBAL ADVISORS (SSGA) MAY MAKE IN ITS DISCRETION. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

Not all products or services provided on the Site are available in all jurisdictions. SSGA's products and services are only available in jurisdictions where it is lawful to advertise and market these products and services, and are subject to the final applicable agreement. By offering products and services on the Site, SSGA hereby makes no solicitation to any individual or entity to use information, products or services in jurisdictions where prohibited by law.

No Offer/Local Restrictions

Nothing contained in or on the Site should be construed as a solicitation of an offer to buy or offer, or recommendation, to acquire or dispose of any security, commodity, investment or to engage in any other transaction. SSGA offers a number of products and services designed specifically for various categories of investors in various countries and regions. Not all products will be available to all investors. These products or services are only offered to such investors in those countries and regions in accordance with applicable laws and regulations.

The information provided on the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. All persons and entities accessing the Site do so on their own initiative and are responsible for compliance with applicable local laws and regulations. The Site is not directed to any person in any jurisdiction where the publication or availability of the Site is prohibited, by reason of that person's nationality, residence or otherwise. Persons under these restrictions must not access the Site.

No Reliance

Information contained in the Site is checked and updated by SSGA with due diligence on a regular basis. However, data and information on the Site may become outdated. Therefore, neither State Street Corporation nor SSGA assumes any liability or guarantee for the timeliness, accuracy and completeness of the information provided. SSGA uses reasonable efforts to obtain information from sources which it believes to be reliable; however, SSGA makes no representation that the information or opinions contained on the Site is accurate, reliable or complete. The information on the Site is provided for informational purposes only and is subject to change without notice. The strategies discussed in the contents may not be suitable for all investors and are not obligations of SSGA or guaranteed by SSGA. The investments are not bank deposits and are subject to investment risks, including the loss of the principal amount invested. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

NO WARRANTY

THE SITE AND THE INFORMATION INCLUDED ON THE SITE ARE PROVIDED TO YOU "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND. NEITHER STATE STREET CORPORATION NOR SSGA, NOR ANY OF THEIR RESPECTIVE SUPPLIERS, WARRANTS THE ACCURACY, ADEQUACY, COMPLETENESS, OR TIMELINESS OF THE MATERIALS PROVIDED ON THIS SITE OR THE SITE'S ERROR-FREE USE OR CONNECTIVITY OR AVAILABILITY OF THE SITE OR CONTENT. THERE IS NO WARRANTY OF ANY KIND - EITHER EXPRESS OR IMPLIED - INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, ACCURACY, AVAILABILITY AND FITNESS FOR ANY PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS.

LIMITATIONS OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT, INCLUDING NEGLIGENCE, SHALL STATE STREET CORPORATION, SSGA OR ANY OF THEIR RESPECTIVE SUPPLIERS BE LIABLE FOR ANY LOSS OR DAMAGE OF ANY KIND, INCLUDING ANY DIRECT, SPECIAL INDIRECT OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF DATA, LOSS OF PROGRAMS, OR ANY OTHER PECUNIARY LOSS), ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE ACCESS OF, USE OF, PERFORMANCE OF, BROWSING IN OR LINKING TO OTHER SITES FROM THE SITE , OR ANY INFORMATION AND RELATED GRAPHICS CONTAINED IN OR MADE AVAILABLE THROUGH THE SITE, EVEN IF STATE STREET CORPORATION, OR ANY SUPPLIER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES AND JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. YOU HEREBY RELEASE AND FOREVER WAIVE ANY AND ALL CLAIMS YOU MAY HAVE AGAINST STATE STREET CORPORATION, SSGA OR ITS SUPPLIERS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, INFORMATION PROVIDERS OR SUPPLIERS FOR LOSSES OR DAMAGES YOU SUSTAIN IN CONNECTION WITH YOUR USE OF THIS SITE.

Hyperlinks

SSGA is not responsible for the content or accuracy of third-party sites hyperlinked from this Site, nor does State Street or SSGA guarantee the products or services offered on third-party sites. Review the privacy statements of any Web site you visit before you provide any personal/confidential information or conduct a transaction.

Search

The search function used on this site (“Service”) is provided by Google, Inc. (“Google”). Google, subject to the terms of its privacy policy, has certain rights to retain and use information collected through use of the Service. For more information please access Google’s privacy policy at www.google.com/privacy.

MODIFICATION OF THE SITE

You agree that you nor your will not modify the Site in any way, enhance or otherwise create derivative works based upon the Site, nor will you decompile or otherwise attempt to secure the source code for all or any part of the Site.

INDEMNIFICATION

You agree to make SSGA and its subsidiaries and affiliates whole for any and all claims, losses, liabilities, and expenses (including attorneys' fees) arising from your use of the Site or any violation of this Agreement unless prohibited by law.

APPLICABLE LAW

Your use of this Site and this Agreement is governed by the Commonwealth of Massachusetts and applicable federal law.

If any provision of this Agreement shall be held to be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected. No term or provision shall be deemed waived and no breach excused unless such waiver or consent shall be in writing and signed by the party claimed to have waived or consented.

SECURITY MEASURES: MAINTAINING PRIVACY

Maintaining your privacy and personal data we may obtain in the course of business requires that we guard against unauthorized access to your information. Therefore, we operate secure data networks protected by industry-standard security measures designed to protect against the loss, misuse, and alteration of the data you share with us, either directly or indirectly.

BROWSER SECURITY MEASURES

To ensure browser security, (i) we require that your browser support SSL and (ii) you do not allow information to be stored on your hard drive unless you specifically download it and save it on your computer.

DATA SECURITY MEASURES

We take industry-standard steps to protect against any anticipated threat or hazards to the security or integrity of your data. We utilize information-scrambling technologies to protect the information sent to or from this Site. This Site uses VeriSign® global certificates that automatically enable 128-bit encryption with all versions of the required browser.

Nonetheless, no representation is made regarding the unconditional security of such submissions.

ONGOING SURVEILLANCE

Our security systems regularly monitor the Web server to help maintain the security of this Site. This includes monitoring SSGA's employees to ensure that only authorized individuals have access to the information you provide us.

USE OF PERSONAL INFORMATION PROVIDED

We will not collect personal information about you when you visit the Site, unless you choose to directly provide such information to us when contacting us via this Site or via e-mail. We will use this personal information to process your request and, when applicable, respond to you. By contacting us in this manner, you consent to the collection and the use of your personal information for purposes of responding to your request and in the support of services requested.

USE OF COOKIES

A cookie is a text-only string of information that a website transfers to the cookie file of the browser on your computer's hard disk so that the website can remember who you are and help you navigate the site. A cookie will typically contain the name of the domain from which the cookie has come, the "lifetime" of the cookie, and a value, usually a randomly generated unique number. SSGA uses temporary Session Cookies that allow users to navigate across pages without having to re-enter an ID/password. Each time you visit this Site, we may collect information by use of a "cookie." Cookies may be tracked during each visit, thereby helping us understand what parts of the Site you find most useful and where, over time, you are likely to return. This information allows us to improve the Site's content, navigation, and customization features, providing you with a more satisfying service experience.

DISABLING/ENABLING COOKIES

You have the ability to accept or decline cookies by modifying the settings in your browser. However, this Site cannot be accessed if cookies are disabled. For more information about cookies, their uses and instructions on modifying related browser settings, you may visit public sites such as allaboutcookies.org as well as other public resources on the subject.

GDPR Privacy Notice

At State Street Global Advisors (“SSGA”) we are committed to handling your Personal Data (defined below) responsibly and would like to let you know that we recognise and respect your right to privacy. This notice explains how SSGA and any fund or product sponsored, managed, or otherwise affiliated with SSGA (the “Funds”) (together “we”, “our”, “us”) collect, use, share or otherwise process Personal Data in connection with your relationship with us. For a list of the SSGA entities and Funds acting as a controller for the purposes of GDPR, please see annex I.

We may provide supplemental notices from time to time, for example where we collect or use your sensitive personal data, which should be read together with this notice. We will publish the current notice on our websites (the “Sites”) which will apply each time you share Personal Data with us. We reserve the right to amend or update this notice at any time.

How we collect your Personal Data

We may collect your contact details (such as your address, email address and telephone number) or other information (such as your job title, identifying information required for anti-money laundering and related matters, your IP address, and information regarding the computer or mobile device ("ElectronicDevice") used to access our Sites, such as its operating system, unique identifier, and model name, as well as its user configurations and settings etc.) from which you can be identified (“Personal Data”). We may collect and use, for example, details you provide:

  1. by filling in online/application/dealing forms,
  2. during our onboarding process;
  3. during telephone calls or meetings with us or our representatives/agents,
  4. when you register to use or use our Services (including via our Sites),
  5. when registering or subscribing to our newsletters or conferences,
  6.  when asking us to authenticate you as an authorised user and to facilitate communications between us that you request,
  7. by completing surveys issued by SSGA (we will process information provided by you for research and monitoring purposes).

We use cookies on our Sites. Cookies are small files stored on a computer that are designed to hold small amounts of data specific to a user and the websites to help tailor that user’s experience with the Sites. See the section below entitled “Cookies”.

We may combine the information that we collect with personal or other information that we obtain from third parties (such as social media networks or marketing partners) or that we collect from you in other contexts (such as when you email us, call us, or attend one of our events). If the information collected is about you or relates to you, or is combined with such information, we will treat it as Personal Data.

Any Personal Data which you provide to us or our agents is at your sole discretion. However, we may not be able to engage with you (fully or at all) if you do not provide requested Personal Data. Please do let us know if your Personal Data changes during our relationship. Please note that if your Personal Data is anonymised, it is no longer Personal Data.

Basis of and Use of Personal Data

In order to effectively manage our relationship with you, we will collect, use, process, or arrange processing of this Personal Data if and to the extent that we have a lawful basis to do so; that is:

  1.  you have consented;
  2. we need to do so in order to perform the contract we have entered into with you/in relation to your investment in our Fund or the provision of State Street services as well as to effect administrative or operational processes by SSGA, our Funds or their service providers (“Services”);
  3. if we need to do so in order to comply with an EU legal or regulatory obligation; or
  4. if we (or a third party) have a legitimate interest which is not overridden by your interests or fundamental rights and freedoms. Such legitimate interests may include direct marketing by State Street entities or our regulatory obligation as a global financial institution. You have the right to unsubscribe from such direct marketing. See the section below entitled "Marketing Communications and Your Choices".

We will also use your Personal Data and the Funds and their service providers (or any of their affiliates, agents, employees, delegates or sub-contractors) will use your Personal Data to:

  1. provide Services to you and/or the institution that you act for;
  2. to facilitate the opening of your account, the management and administration of your holdings and/or your holdings in a Fund and any related account on an on-going basis;
  3. carry out anti-money laundering checks and related actions;
  4. carry out fitness and probity checks and related actions;
  5. to report tax related information to tax authorities in order to comply with a legal obligation;
  6. to monitor and record calls and electronic communications for (a) processing and verification of instructions, (b) investigation and fraud prevention purposes, (c) for crime detection, prevention, investigation and prosecution, (d) to enforce or defend SSGA, the Funds and their affiliates', directly or through third parties to whom they delegate such responsibilities or rights in order to comply with any applicable legal obligation, (e) for quality, business analysis, training and related purposes (f) to pursue our legitimate interests in relation to such matters or (g) where the processing is in the public interest;
  7. to update and maintain records and fee calculations;
  8. enhance or personalise your online experience ;
  9. authenticate you as an authorised user and to facilitate communications between us that you request;
  10. fulfil your requests, including sending you white papers, newsletters and other supplements;
  11. contact you for marketing purposes in-line with the applicable laws (see the section below entitled "Marketing Communications and Your Choices");
  12. operate our business in a prudent manner in accordance with industry standards and applicable law, which may include, in addition to supporting the Services; responding to inquiries and requests; preventing fraud; and monitoring and archiving communications;
  13. to take advice from our advisors;
  14. for governance and management reporting purposes.

We may use or disclose your Personal Data if we are required to do so by law or if we reasonably believe that we need to do so to protect our rights or to comply with a judicial or regulatory requirement or to pursue our legitimate interests. If we need to use your Personal Data for a reason which is not reasonably compatible with the original purpose, we will notify you and explain the basis on which we are permitted to so use your Personal Data.

Marketing Communications and Your Choices

SSGA uses information collected to market business services to our institutional customers. Specifically, we may collect, use, and/or share your information with our affiliates and service providers in order to provide specific information that you request, thought leadership materials, industry information, invitations to events and webinars, and other communications or solicitations that we believe will be of interest to you. We target and tailor such communications based on your interaction with us such as on our Sites and with our emails; your inquiries; your participation in events or webinars; relevant social media activity; and other third-party data. If you do not wish to receive this information from us, please manage your preferences accordingly. You can also unsubscribe by clicking on the unsubscribe link in any of our emails or by letting your SSGA contact know.   

How we may share Personal Data

We may disclose or share Personal Data:

  1. to our affiliates for various purposes, as permitted by law, including in order for its affiliates to provide services;
  2. with government agencies, exchanges, or other self-regulatory organisations and law enforcement authorities as required or permitted by law, rule, regulation or legal process, including, without limitation, for governmental reporting or to enforce any rights SSGA may have against you as necessary. Personal Data about you that is collected on our Sites, or in the course of the provision of Services, including any of your financial information, can become subject to the legal systems and laws in force in each state or country (a) where it is held, received or stored by you or us, (b) from where it is accessed by you or us, or (c) through which it passes. In addition, if you have an account at SSGA, because your account(s) may include information about more than one individual and about your business relations with SSGA and its affiliates, statements released to comply with legal process may contain information regarding your relationship with these individuals and with us and our affiliates.
  3. at the request of a regulatory agency or in connection with an examination of us by bank or other examiners;
  4. at the request of our internal or external auditors or attorneys;
  5. when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss in connection with an investigation of suspected or actual illegal activity,
  6. if disclosure is necessary to protect the vital interests of a person;
  7. to non-affiliated third parties with whom we have contracted to perform services on its behalf. We require our third-party servicers to agree to comply with appropriate privacy and security standards or to undertake to provide similar and appropriate levels of protection as we do when processing Personal Data.
  8. with a successor entity in the event of a merger, acquisition or similar transaction.

How we Transfer and Store Personal Data

SSGA is a global organisation and part of the global State Street group; Personal Data we collect may be transferred internationally throughout the world to countries where State Street does business, which may not have the same data protection laws as the country in which you reside. We have relevant legal safeguards, internal policies and procedures in place in an effort to achieve an equivalent level of protection across our organisation. To find out more about the safeguards that SSGA has in place please contact Jill Stoller (Chief Privacy Officer) at JStoller@StateStreet.com. The transfer of Personal Data to other countries is based on a business need or to comply with applicable laws. Personal Data stored or processed in a foreign jurisdiction may be accessed under a lawful order made in that jurisdiction.

By providing your information to SSGA in the course of your access and use of our Sites or the Services, you agree that your Personal Data, for the purposes explained in this privacy notice, may be transferred to and stored in other countries where SSGA does business, which may not have the same data protection laws as the country in which you reside.

How we protect your Personal Data

We use security measures, in compliance with applicable law, to protect Personal Data from unauthorised access or use. Yet you should understand that the open nature of the Internet is such that information and Personal Data may flow, without security measures, over networks connecting you to our systems and may be accessed and used by people other than those for whom the data is intended.

To safeguard against unauthorised access to Personal Data by third parties, all electronic Personal Data held by SSGA is maintained on systems protected by secure network architectures that contain firewalls and intrusion detection devices. The servers holding Personal Data are "backed up" (i.e., recorded) on a regular basis in an effort to avoid any inadvertent erasure or destruction of such Personal Data and are stored in facilities with appropriate security and fire detection and response system.

When you contact SSGA with questions about our Sites or the Services, we must confirm your identity on the phone before discussing your information. The questions and answers you select when logging into our Sites for the first time are used for this identification process.

Our Sites may, from time to time, contain links to and from the sites of third parties. If you follow a link to any of these sites, please note that these sites have their own privacy notices or practices and that we do not accept any responsibility or liability for these notices, practices or sites. Please check these policies before you submit any Personal Data to these sites.

Retention Period

We will retain your Personal Data for as long as required and for as long as necessary to provide our Services, products and information or as permitted / required by applicable law. This period may extend beyond the termination of our relationship with you.

Your Rights

Any person who has sent us Personal Data has the right to:

  • Be informed about the Personal Data
  • Access to the Personal Data
  • Rectification of  Personal Data, where it is inaccurate or incomplete
  • Erasure of Personal Data in certain circumstances (for example, where the Personal Data is no longer necessary in relation to the purposes for which it was collated).
  • Obtain restriction of processing in certain circumstances (for example, where the accuracy of the Personal Data is contested, for the period enabling State Street to verify the accuracy of that Personal Data)
  • Object to the processing of the Personal Data
  • Receive Personal Data in a structure, commonly used and machine-readable format, and to have that Personal Data transmitted directly to another data controller (data portability)
  • Lodge a complaint to the relevant local data protection authority  

In the interests of security, we may request specific information from you to help us confirm your identity when you are exercising your rights. 

If you have provided your consent to the collection, processing and transfer of your Personal Data, you have the right to fully or partly withdraw your consent. If you choose to withdraw your consent, we will no longer process your Personal Data for the purpose(s) to which you originally consented unless there are compelling legitimate grounds for further processing which override your interests, rights and freedoms or for the establishment, exercise or defence of legal claims. You may also unsubscribe from any direct marketing at any time.

You will not generally have to pay a fee in relation to the exercise of the above rights but please note that a reasonable fee may be levied on excessive or manifestly unfounded requests or in such cases, we may refuse to comply with such excessive or unreasonable requests. 

How to Contact Us

If you have questions or comments about this privacy notice, or about how your data is processed, please contact:

Jill Stoller (Chief Privacy Officer) at JStoller@StateStreet.com

No.

Controller entity

DPO contact

1.

State Street Global Advisors Limited

 

Jill Stoller

2.

State Street Global Advisors Ireland Limited

Jill Stoller

3.

State Street Global Advisors GmbH

Werner Wegl

4.

State Street Unit Trust Management Limited

Jill Stoller

5.

Managed Pensions Fund Limited

 

Jill Stoller

6.

State Street Global Advisors Luxembourg SICAV

 

Jill Stoller

7.

State Street Global Advisors Liquidity Plc

 

Jill Stoller

8.

SSGA SPDR ETFs Europe I Plc

 

Jill Stoller

9.

SSGA SPDR ETFs Europe II Plc

 

Jill Stoller

10.

State Street ICAV

 

Jill Stoller

11.

Windwise Qualified Funds Plc

 

Jill Stoller

12.

State Street Global Advisors Trust Company

Jill Stoller

13.

SSGA Funds Management, Inc.,

Jill Stoller

14.

State Street Master Funds

 

Jill Stoller

15.

State Street Institutional Investment Trust

 

Jill Stoller

16.

State Street Navigator Securities Lending Trust

 

Jill Stoller

17.

Elfun Government Money Market Fund

 

Jill Stoller

18.

Elfun Tax-Exempt Income Fund

 

Jill Stoller

19.

Elfun Income Fund

 

Jill Stoller

20.

Elfun Diversified Fund

 

Jill Stoller

21.

Elfun International Equity Fund

 

Jill Stoller

22.

Elfun Trusts

 

Jill Stoller

23.

SPDR Series Trust

 

Jill Stoller

24.

SPDR Index Shares Funds

 

Jill Stoller

25.

SSGA Master Trust

 

Jill Stoller

26.

SSGA Active Trust

 

Jill Stoller

27.

The Select Sector SPDR Trust

 

Jill Stoller

28.

State Street Institutional Funds

 

Jill Stoller

29.

State Street Insurance Series Funds Inc.

 

Jill Stoller

30.

SPDR S&P 500 ETF Trust

 

Jill Stoller

31.

SPDR Dow Jones Industrial Average ETF Trust

 

Jill Stoller

32.

General Electric RSP U.S. Equity Fund

 

Jill Stoller

33.

General Electric ESP Income Fund

 

Jill Stoller

34.

WindWise Seeding Fund SPC, Ltd

Jill Stoller

35.

International Private Equity Fund, L.P.

Jill Stoller

36.

International Private Equity Fund II, L.P.

Jill Stoller

 

Last updated: 25 May 2018

Cookie Policy

How We Use Cookies and the Collection of Website Usage Data

By using the website [www.ssga.com/www.spdrs.com], you agree that State Street Global Advisors (SSGA) can store and access cookies, IP addresses and use other methods in order to collect website usage data and improve your online experience. This can include information related to your use of the website, the browser and device type you are accessing the website from and where you are located.

What are cookies?

Cookies are small text files downloaded to your computer or device by websites you visit. Cookies are widely used in order to allow websites to function properly, as well as to provide business and marketing information to the owners of the site.

When do we use cookies?

State Street Global Advisors (SSGA) uses cookies on [www.ssga.com/www.spdrs.com] for the following purposes:

Technical
Cookies are used for technical reasons to enable [www.ssga.com/www.spdrs.com] to work efficiently. These cookies are essential in order to enable you to move around the Site and use its features, such as accessing secure areas of the Site. Without these cookies, services you have asked for cannot be provided.

Ease of Use
Cookies are used to enhance the usability of the site for visitors, such as by capturing visitor preferences on our site so that they are remembered for subsequent visits improving the visitor experience.

Tracking
Cookies are used to gather statistics on how visitors use our site. This allows us to gain insight into how visitors use the website so that we may make improvements to its usability.

Marketing
Cookies are used for web analytics and intelligence about our Site. This information may be combined with other information for the purposes described below, including marketing. We may also use web beacons or other technologies for similar purposes and we may include these in marketing email messages or our newsletters in order to determine whether messages have been opened and links clicked on. Web beacons do not place information on your device, but may work in conjunction with cookies to monitor online activity.

How do I refuse or withdraw consent to the use of cookies?

If you want to remove existing cookies from your device, you can do this using your browser options. You may refuse to accept cookies by changing your browser settings. For more information on managing cookies and other tracking devices see www.allaboutcookies.org/manage-cookies.

Deleting and blocking cookies will have an impact on your user experience as parts of the Site may not function properly or be accessible. Unless you have adjusted your browser settings to block cookies, our system will issue cookies as soon you visit our Site, even if you have previously deleted our cookies.

The following table details the most frequently used cookies on [www.ssga.com/www.spdrs.com] and explains their use.

Cookie Name

 

Description

region

 

This cookie holds the region value selected by the end user in SSGA.com Site.

location

 

This cookie holds the location value selected by the end user in SSGA.com Site.

role

 

This cookie holds the role value selected by the end user in SSGA.com Site.

language

 

This cookie holds the langauge value selected by the end user in SSGA.com Site.

dc-region

 

This cookie holds the region value selected by the end user in DC Site.

dc-location

 

This cookie holds the location value selected by the end user in DC Site.

dc-role

 

This cookie holds the role value selected by the end user in DC Site.

dc-language

 

This cookie holds the langauge value selected by the end user in DC Site.

saveProfile

 

This cookie holds the boolean value, which determines whether the users profile will be retained even after closing the browser.

disclaimerVersion

 

This cookie holds the disclaimer version value that is associated with the disclaimer component. When the disclaimer version is changed in the component, the RLR profile compares the disclaimer version cookie with the version associated to component.

dc-disclaimerVersion

 

This cookie holds the disclaimer version value that is associated with the disclaimer component. When the disclaimer version is changed in the component, the RLR profile compares the disclaimer version cookie with the version associated to component.

SMusername

 

This cookie holds the value "loggedIN". This cookie is used to determine whether end user is logged into the site or not.

isAltUser

 

This cookie holds the boolean value. This cookie is used to determine whether the logged in user is normal user or Alt Login User.

selectedTab

 

This cookie holds the selected tab value in the search results page. This is also used to retain the previously selected tab in the search results page. When the user clicks on Back to previous page.

selectedClient

 

This cookie holds the account id that is selected on the private site form. This is used to preselect the account information when the user navigates from one page to another in the private site.

selectedIP

 

This cookie holds the investment program id that is selected on the private site form. This is used to preselect the investment program information when the user navigates from one page to another in the private site.

cash_default_country

 

used to identify which country the user set  as his default country on the Cash site

cash_session_country

 

used to hold the country the user is using currently on the Cash site

AMCVS-00CC7FBA5881402E0A495ECF%40AdobeOrg

 

Used by Adobe Analytics. It is deleted when you close your browser

AMCV-00CC7FBA5881402E0A495ECF%40AdobeOrg

 

Used by Adobe Analytics. It will last for 2 years.

s-cc

 

This cookie is set and read by the JavaScript code to determine if cookies are enabled for Adobe Analytics.

s_sq

 

Used by Adobe Analytics. This cookie contains information about the previous link that was clicked on by the user.

_mkto_trk

 

Used by Marketo. It will last for 2 years

Muchkins

 

Used by Marketo. It will last for 2 years

WT_FPC

 

This cookie is used by WebTrends to collect information about how visitors use our site. Information is in an anonymous form, such as number of visitors to the site. The WT_FPC cookie will last for 10 years.

SMusername

 

This cookie holds the value "loggedIN". This cookie is used to determine whether end user is logged into the site or not.

JSESSIONID

 

3rd Party Client Login for Australia Account Login

selectedClient

 

This cookie holds the account id that is selected on the private site form. This is used to preselect the account information when the user navigates from one page to another in the private site.

selectedIP

 

This cookie holds the investment program id that is selected on the private site form. This is used to preselect the investment program information when the user navigates from one page to another in the private site.

msgFilter

 

This cookie holds filters that are selected in the
Message Center Page. This is also used to retain the filters selected when the user lands back into Message Center Page from Message Detail Page

msgDetails

 

This cookie holds the date and priority values of the message.

cobrand

 

3rd Party Client Login - US Cash Site

JSESSIONID

 

3rd Party Client Login - US Cash Site

messageCookie

 

3rd Party Client Login - US Cash Site

Cookie Lifespan

Unless stated above, the lifespan of the cookies we use is limited and will not exceed 13 months.