Since inception, the average State Street target date fund has outperformed 91% of our peers, while also experiencing lower volatility than 73% of the same peer group, due in large part to our broadly diversified set of underlying asset classes. i
A Needs-Based Approach to Asset Allocation
Beyond deep diversification, we express our commitment to delivering better retirement outcomes by offering:
J. Ryder TDF enhancements paper to come
Focus on the Long Run (PDF)
The Potential Diversification Benefits of Long Government Bonds in the Target Date Glidepath
To learn more about our target date fund approach, including developing customized glidepaths, contact DCInvestmentStrategy@ssga.com.
i FactSet Research Systems-Morningstar, SSGA Investment Solutions Group (ISG). As of June 30, 2018. Gross Returns have been reduced by 9.4 basis points (.7833 basis points monthly) to reflect a hypothetical investment management fee and compared to Morningstar peer universe for each respective vintage. Returns are net administrative costs (2.6 bps). Inception Dates: 2040, 2030, 2010 Strategies (2/05); 2020, Income Strategies (4/05); 2015, 2025, 2035, 2045 Strategies (8/06); 2050 Strategy (10/07). Past performance is not a guarantee of future results. The performance returns were calculated in US dollars. Diversification does not ensure a profit or guarantee against loss.