Balance. Stability. Gold

Optimise your client's portfolio with the power of Gold

Use our hypothetical tool to adjust historic index allocations (up to 10%) and see how gold may have helped to strengthen portfolio resilience and improve risk adjusted index returns.

Add gold to the hypothetical multi-asset portfolio

Gold Interactive Tool

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Gold

Hypothetical performance and volatility
For the period 30 June 2006 to 30 June 2026

Without Gold

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Annualised return

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Annualised volatility

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Risk adjusted returns

With Gold AUD

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Annualised return

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Annualised volatility

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Risk adjusted returns

State Street Investment Management and its affiliates have not taken into consideration the circumstances of any particular investor in producing this material and are not making an investment recommendation or acting in fiduciary capacity in connection with the provision of the information contained herein.

Source: Bloomberg Finance L.P., State Street Investment Management as of 30 June 2026.

The data displayed is a hypothetical example and is not indicative of the past or future performance of any State Street product.

Annualised Return does not represent those of a Fund but was achieved by mathematically combining the actual performance data of Australian equities: S&P/ASX 200 Index Total Return Index, Global Equities ex Australia: MSCI World Net Total Ex Australia Total Return Index, Australian Fixed Income: Bloomberg AusBond Composite 0+ Year Index and Gold in AUD: Gold Spot Price in AUD/oz at the % allocations shown. Index returns are unmanaged and do not reflect the deduction of management fees, transaction costs, and other fees expenses a client would have to pay, so actual results will differ. Index returns are calculated in Australian dollars. Past performance is not indicative of future results.

Annualised Volatility is measured by Standard Deviation. Standard deviation is a historical measure of the degree to which a fund's returns varied over a certain period of time. The higher the standard deviation, the greater the likelihood (and risk) that a fund’s performance will fluctuate and have greater potential for volatility; a lower standard deviation indicates past returns have been less volatile.

Risk Adjusted Return is measured by Sharpe Ratio which is calculated by dividing a portfolio’s excess return above the risk-free rate by its standard deviation. The higher a portfolio’s sharpe ratio the better its returns relative to the amount of overall investment risk it has taken.

Not just another commodity

Gold offers investors a way to navigate changing markets, manage uncertainty, and maintain value over time. Supported by global demand and liquidity, Gold remains a versatile option.

Unlock gold's potential benefits today.

1

Diversification

A low correlation to other financial assets, which offers potential diversification benefits within a multi-asset portfolio.

2

Risk Mitigation

Managing risks is critical to optimizing portfolio allocations. Gold's historical benefits during times of market uncertainty have provided ballast for portfolios.

3

Diverse Demand Sectors

Gold plays many roles - as an investment, as a consumer good, and as a reserve asset.

4

A Store of Value

Gold is a naturally rare element that does not tarnish, rust, or erode — properties that make it a reliable vehicle for maintaining and accumulating wealth for centuries.

5

Liquidity

Gold is a globally traded asset, which may provide investors with flexibility and ease of access.

Our solution

Quick links

Gold for australian investors: a portfolio diversifier with staying power

Download our White Paper which outlines the primary benefits and drawbacks gold may offer portfolios relative to other major asset classes over the long run.

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Hear more from our gold experts

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Disclosures

References to the State Street Gold Fund (“the Fund”) in this document are references to the managed investment scheme domiciled in Australia, promoted by SSGA Australia, in respect of which SSGA, ASL is the Responsible Entity.

This material is general information only and does not take into account your individual objectives, financial situation or needs and you should consider whether it is appropriate for you. You should seek professional advice and consider the Product Disclosure Statement, available atwww.statestreet.com/im, before deciding whether to acquire or continue to hold the Funds. Target Market Determinations are also available at www.statestreet.com/im.

This material should not be considered a solicitation to buy or sell a financial product or security.

Investing involves risk including the risk of loss of principal. Please refer to the product disclosure statement for the specific risks associated with investing in the fund.

Past performance is not a reliable indicator of future performance.

Investing in commodities entail significant risk and is not appropriate for all investors. There are risks associated with investing in Real Assets and the Real Assets sector, including real estate, precious metals and natural resources. Investments can be significantly affected by events relating to these industries.

This material should not be considered a solicitation to apply for interests in the Fund and investors should obtain independent financial and other professional advice before making investment decisions. There is no representation or warranty as to the current or accuracy of, nor liability for, decisions based on such information.

The whole or any part of this work may not be reproduced, copied or transmitted or any of its contents disclosed to third parties without State Street IM’s express written consent.

S&P® is a registered trademark of Standard & Poor’s Financial Services LLC, ASX® is a registered trademark of the ASX Operations Pty Ltd, these trademarks have been licensed for use by S&P Dow Jones Indices LLC and sub-licensed for use to State Street Global Advisors, ASL. MSCI indexes are the exclusive property of MSCI Inc.(“MSCI”). MSCI and the MSCI index names are service mark(s) of MSCI or its affiliates and have been licensed for use for certain purposes by State Street. The products referenced herein are not sponsored, endorsed, sold or promoted by any of these third party entities and none of these entities bear any liability with respect to the products or make any representation, warranty or condition regarding the advisability of buying, selling or holding any products issued by SSGA, ASL.

THE LBMA GOLD PRICE, WHICH IS ADMINISTERED AND PUBLISHED BY ICE BENCHMARK ADMINISTRATION LIMITED (IBA), SERVES AS, OR AS PART OF, AN INPUT OR UNDERLYING REFERENCE FOR the State Street Gold Fund.

LBMA GOLD PRICE IS A TRADE MARK OF PRECIOUS METALS PRICES LIMITED, AND IS LICENSED TO IBA AS THE ADMINISTRATOR OF THE LBMA GOLD PRICE. ICE BENCHMARK ADMINSTRATION IS A TRADE MARK OF IBA AND/OR ITS AFFILIATES. THE LBMA GOLD PRICE PM, AND THE TRADE MARKS LBMA GOLD PRICE AND ICE BENCHMARK ADMINISTRATION, ARE USED BY STATE STREET GLOBAL ADVISORS WITH PERMISSION UNDER LICENCE BY IBA.

IBA AND ITS AFFILIATES MAKE NO CLAIM, PREDICATION, WARRANTY OR REPRESENTATION WHATSOEVER, EXPRESS OR IMPLIED, AS TO THE RESULTS TO BE OBTAINED FROM ANY USE OF THE LBMA GOLD PRICE, OR THE APPROPRIATENESS OR SUITABILITY OF THE LBMA GOLD PRICE FOR ANY PARTICULAR PURPOSE TO WHICH IT MIGHT BE PUT, INCLUDING WITH RESPECT TO the State Street Gold Fund. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ALL IMPLIED TERMS, CONDITIONS AND WARRANTIES, INCLUDING, WITHOUT LIMITATION, AS TO QUALITY, MERCHANTABILITY, FITNESS FOR PURPOSE, TITLE OR NON-INFRINGEMENT, IN RELATION TO THE LBMA GOLD PRICE, ARE HEREBY EXCLUDED AND NONE OF IBA OR ANY OF ITS AFFILIATES WILL BE LIABLE IN CONTRACT OR TORT (INCLUDING NEGLIGENCE), FOR BREACH OF STATUTORY DUTY OR NUISANCE, FOR MISREPRESENTATION, OR UNDER ANTITRUST LAWS OR OTHERWISE, IN RESPECT OF ANY INACCURACIES, ERRORS, OMISSIONS, DELAYS, FAILURES, CESSATIONS OR CHANGES (MATERIAL OR OTHERWISE) IN THE LBMA GOLD PRICE, OR FOR ANY DAMAGE, EXPENSE OR OTHER LOSS (WHETHER DIRECT OR INDIRECT) YOU MAY SUFFER ARISING OUT OF OR IN CONNECTION WITH THE LBMA GOLD PRICE OR ANY RELIANCE YOU MAY PLACE UPON IT.